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Do you have a heat pump? If so can it be a leak in the refrigerant coil? That too can be repaired to some extent assuming they can find it or its age.
If you have gas furnace, are they talking about a leaky heat exchanger? If so, how old is the furnace and what make and model is it? Its not uncommon to find a recall on furnaces from time to time and it may be covered under a warranty if its not that old.
Either Mark misunderstood what the contractor was saying or did not explain it in the same manner to us. Or someone the person that diagnosed the electrical furnace is not being quite up front with them.
Tell us more Mark, and we will see what we can do to give you enough information so you make the right decision on getting this resolved.
Also the coil can be changed without replacement of the blower cabinet.
I do need the name and contact number of the HVAC person in McDonough
However, In order for you to get any rebates based on increase in efficiency ratings the blower will be required to be upgraded to a variable or multi-speed fan system. Which does require the entire system replacement.
But if your only doing the indoor section to fix the leak that they found, and your not changing the refrigerant type R-22, then only the coil requires replacement.
I would however look into doing everything over. Primary reason is that there are some pretty good rebates available both from the manufactures of the equipment and the state programs. By doing this piece meal means you do not qualify for any of these programs.
Also remember that your outdoor unit in effect is obsolete. You can no longer find, without large expense one that uses the same R-22 as your current one does. Meaning that if the outdoor unit goes bad after spending all the money on another R-22 indoor evaporator coil, you end up having to spend the money again because it will not work properly with the new condensing unit.
Get the bid both ways, then decide on how much will be saved over the long haul. The cost of energy is going up everyday, and the cost of fixing old units is also way up. If a unit is really