YIKES!!!

OMG that is nutz!

I'd call OSHA on these guys ~~ unless, of course, they have a geniune death wish.....

These must be the THREE STOOGES....LOL

great post Kass!

True enough - we often get into some very difficult spots doing our HandyANDY work. Some of what we do is just plain dangerous...and while we try to be careful...some safety regs actually cause more harm than good. Many of us do price our jobs based on the degree of difficulty.

It is amazing the risks that some will take. But, no offense, HandyAndy, I think generally that many safety regs are actually very good. One problem is that some employers undervalue the risks of harm to their employees. Look as some of the recent mining disasters caused by ignoring safety regs.

Might as well have the paramedics standing by!

That's just crazy.

This is crazy indeed. If am the owner...i will have an ambulance stationed for these guys! what are they thinking?

Gees....I couldn't imagine hiring a contractor without them providing a valid contractor's license and a valid Certificate of Insurance. I'm sure that Kevin will tell you that yes, the homeowner is undoubtedly liable.

I know in NV, that if the Contractor does not have insurance, then the homeowner's insurance would be liable if someone is injured in your house or on your property. ALWAYS ask for a certificate of insurance, and require that the contractor name you as "additional insured by endorsement to the policy". You should receive a copy of the contractor's general liability coverage certificate, as well as their worker's comp. The general liabilitly portion should show your name and address at ...»

My understanting is that if there is a worker's comp claim and the contractor does not have required worker's comp insurance the homeowner may be held liable. As to other insurance claims, the homeower may be liable if the homeowner in some manner is contributory in the negligence. I always recommend that homeowner's discuss these matters with their insurer to be sure they have appropriate risk coverage and to check the contractor's insurance (but have your backup, who's to say the ...»

Helpful advice, Kevin. Thanks

Maybe he is the homeowner.

If you, as homeowner, request to be named as "additional insured" by endorsement on your contractor's policy, their insurance company will notify you if/when insurance expires or is cancelled since you are then also considered the "insured".