Check with your local building inspector...where are you planning to install the windows? As Woodbridge says - it's a requirement pretty much wherever someone might fall and go through the glass....sidelights at front door, windows around a bathtub...
Thank you all. Looks like most of the windows need it downstairs and in the master as they all come to ground level. I'll also check with code enforcement.
http://comdev.cobbcountyga.gov/code.htm
Where exactly are you concerned about that may need this.
Pretty much anywhere someone who could fall into the window is a place in which this most likely will require this type of pane.