Anways.. the question I have for you all is this.. we have an old masonry fireplace. I don't think it's original and or was rebricked at some point. I recently had it inspected and told it was inoperable because it needs to be lined and a new cap.
We don't want to use it as a masonry fireplace - we would like to put a wood stove insert.
I was told we still need to have it lined, cleaned and inspected before putting an insert in.
A typical fireplace chimney cannot accommodate the extremely HOTTTT fires generated by a wood stove...They can be very dangerous if installed wrong and can cause fires. BE very careful. I personally would prefer gas logs, they won't generate as much heat but in my opinion are much safer.
You're paying for their expertise. You wanna make sure that the doors do not leak and close properly. You could always get a 3rd estimate and use the middle one. Just don't be to "skimpy" you may regret it if it's not done properly.