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Terms of Use

Welcome to hometalk.com, a Hometalk web site. By accessing or using this web site, you ("User") agree to comply with the terms and conditions governing User use of any areas of the Hometalk web site (the "Site") as set forth below.

This Site or any portion of this Site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose except as expressly permitted by hometalk.com. hometalk.com and its affiliates reserve the right to refuse service and terminate accounts in its discretion, including, without limitation, if hometalk.com believes that User conduct violates applicable law or is harmful to the interests of hometalk.com or its affiliates.


A. Proprietary Rights in Content
General: User acknowledges that the hometalk.com Site contains content, including but not limited to text, images, graphics, logos, typefaces, icons, audio, video and software, and other material (collectively "Content") that are protected by copyrights, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. The compilation (meaning the collection, arrangement and assembly) of all Content on this Site is the exclusive property of hometalk.com and protected by U.S. and international copyright laws. All software used on this Site is the exclusive property of hometalk.com and protected by U.S. and international copyright laws. The Content and software on this Site may be used as a shopping and selling resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance of the Content of this Site is strictly prohibited.

For users that are registered as bloggers and/or vloggers: You own the rights to the content you create and post on hometalk. By posting content to hometalk, you give us a nonexclusive license to publish it on the hometalk site, social media and partner sites, including anything reasonably related to publishing it (like storing, displaying, reformatting, and distributing it). In consideration for hometalk granting you access to and use of the Services, you agree that hometalk may enable advertising on its services, including in connection with the display of your content or other information. We may also use your content to promote hometalk, including its products and content. We will not sell your content to third parties without your explicit permission. We can remove any content you post for any reason. You can delete any of your posts, or your account, anytime. Processing the deletion may take a little time, but we’ll do it as quickly as possible. We may keep backup copies of your deleted post or account on our servers for up to 30 days after you delete it.

B. Submission of Information or Content
hometalk.com welcomes User comments, information and submissions (collectively, "Submission"). hometalk.com, however, does not assume any obligation with respect to any Submission and no confidential or fiduciary understanding or relationship is established by hometalk.com receipt or acceptance of any Submission. All Submissions become the exclusive property of hometalk.com and its affiliates. hometalk.com and its affiliates may use any Submission without restriction and User shall not be entitled to any compensation.

C. Third-Party Content
Neither hometalk.com, nor its affiliates, nor any of their respective officers, directors, employees, or agents, nor any third party, including any Provider, or any other User of this Site, guarantees the accuracy, completeness, or usefulness of any Content, nor its merchantability or fitness for any particular purpose. In some instances, the Content available through hometalk.com may represent the opinions and judgments of Providers or Users. hometalk.com and its affiliates do not endorse and shall not be responsible for the accuracy or reliability of any opinion, advice, or statement made on this Site by anyone other than authorized hometalk.com employees. Under no circumstances shall hometalk.com, or its affiliates, or any of their respective officers, directors, employees, or agents be liable for any loss, damage or harm caused by a User's reliance on information obtained through hometalk.com. It is the responsibility of User to evaluate the information, opinion, advice, or other Content available through this Site.


User agrees to use the hometalk.com Site only for lawful purposes. User is prohibited from posting on or transmitting through hometalk.com any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law.

If hometalk.com is notified of allegedly infringing, defamatory, damaging, illegal, or offensive Content provided by User, hometalk.com may investigate the allegation and determine in its sole discretion whether to remove or request the removal of such Content from hometalk.com. hometalk.com may disclose any Content or electronic communication of any kind (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary or appropriate to operate hometalk.com; or (iii) to protect the rights or property of hometalk.com, its Users or Providers.

hometalk.com reserves the right to prohibit conduct, communication, or Content that it deems in its sole discretion to be harmful to individual Users, the hometalk.com Site, the communities that make up hometalk.com, or any rights of hometalk.com or its affiliates or any other party, or to violate any applicable law. Notwithstanding the foregoing, neither hometalk.com nor its Providers can ensure prompt removal of questionable Content after online posting. Accordingly, neither hometalk.com, nor its affiliates, nor any of their officers, directors, employees, or agents, nor Providers shall assume liability for any action or inaction with respect to conduct, communication, or Content on hometalk.com.

User agrees that use of this Site is at User's sole risk. Neither hometalk.com, nor its affiliates, nor any of their respective officers, directors, employees, agents, third-party content providers, merchants, sponsors, licensors or the like (collectively, "Providers"), warrant that this Site will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of this Site, or as to the accuracy, reliability, or currency of any information content, service, or merchandise provided through this Site. THIS SITE IS PROVIDED BY HOMETALK.COM ON AN "AS IS"AND "AS AVAILABLE" BASIS. HOMETALK.COM MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, HOMETALK.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. HOMETALK.COM WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES.

Under no circumstances shall hometalk.com or any other party involved in creating, producing, or distributing this Site be liable for any direct, indirect, incidental, special, or consequential damages that result from the use of or inability to use this Site, including but not limited to reliance by a User on any information obtained from hometalk.com or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from, communications failure, theft, destruction, or unauthorized access to hometalk.com's records, programs, or services. User hereby acknowledges that these disclaimers and limitation on liability shall apply to all content, merchandise, and services available through this Site. In states that do not allow the exclusion of limitation or limitation of liability for consequential or incidental damages, User agrees that liability in such states shall be limited to the fullest extent permitted by applicable law.

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

hometalk.com respects the privacy of its Users. Users are encouraged to review the terms of the hometalk.com Privacy Policy.

hometalk.com cannot prohibit minors from visiting this Site. hometalk.com must rely on parents, guardians and those responsible for supervising children under 13 to decide which materials are appropriate for such children to view. EACH TIME YOU LOG IN TO hometalk.com, YOU ARE REPRESENTING TO HOMETALK.COM EITHER THAT YOU ARE AN INDIVIDUAL 13 YEARS OF AGE OR OLDER, OR YOU ARE BEING SUPERVISED BY A PARENT OR LEGAL GUARDIAN.

hometalk.com may terminate User's access, or suspend any User's access to all or part of hometalk.com, without notice, for any conduct that hometalk.com, in its sole discretion, believes is in violation of any applicable law or is harmful to the interests of another User, a third-party Provider, a service provider, or hometalk.com or any of its affiliates.

User agrees to indemnify and hold hometalk.com, its affiliates and their respective officers, directors, employees and agents, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party arising out of or in connection with User's breach of any term or condition of this User Agreement or User's violation of any law or the rights of any third party.

All content contained on this Site, including but not limited to text, images, graphics, logos, typefaces, icons, audio, video and software, is the property of hometalk.com, its affiliates or their respective content suppliers and protected by U.S. and international copyright laws.

This User Agreement shall be construed and governed in all respects by the laws of the State of Wyoming as such laws are applied to agreements entered into and to be performed entirely within Wyoming between Wyoming residents and without giving effect to any principles of conflicts of law. This User Agreement sets forth the entire understanding and agreement between User and hometalk.com with respect to the subject matter hereof and terminates, cancels and supersedes any and all oral or written agreements, understandings, statements, representations and warranties heretofore made relating to the subject matter hereof. The failure of User or hometalk.com to insist upon strict adherence to any provision of this User Agreement on any occasion shall not be considered a waiver of such party's right to insist upon strict adherence to such provision on any other occasion or to any other provision of this Agreement in any instance. Any waiver shall be in writing signed by a duly authorized representative of the waiving party. If one or more any provision of this User Agreement is held to be illegal, invalid or unenforceable, in whole or in part, such provision shall, as to such jurisdiction, be ineffective to the extent of such illegality, invalidity or unenforceability without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions hereof in any jurisdiction. In the event a provision is held to be illegal, invalid or unenforceable, the User Agreement shall remain in full force and effect and the arbitrator or court shall be empowered to modify, if possible, such illegal, invalid or unenforceable provision to the extent necessary to make this User Agreement enforceable in accordance with the intent and purposes of the parties expressed herein to the fullest extent permitted by applicable law. The section headings contained in this User Agreement are for convenience only are in no way define, limit, or enlarge the scope of the provisions of such section and shall not be considered in the interpretation or enforcement of this User Agreement.

By accessing or using this Site, USER AGREES TO BE BOUND BY THE TERMS AND CONDITION, INCLUDING DISCLAIMERS. hometalk.com reserves the right to make changes to its Site and these terms and conditions, including disclaimers, at any time.