was the nine foot area of lawn under the tree had died and was full of yuck. So I cleaned out the space, laid heavy plastic down, added a tiki-esque log border and added a LOT of sand. I wheeled it in a lawn spreader - much more manageable than a huge wheelbarrow. Added a thatch umbrella with u brackets drilled into the tree and a hammock. LOVE IT. I know - everyone yells at me about wild cats and animals but who cares - I rake the sand and have never found anything like that. I enjoy reading with my toes in the sand! Fins Up!

and I save hundreds of $$ a year on my insurance. Same on my rental house.

My home was re-certified last week because the insurance company required it and paid for it because it was a recertification. The inspector told me I would continue getting the insurance credit & the prior inspector did a very good job.

and it helped some but could have used a can a day. Was hoping someone might have a "secret household ingredient" type spray we could try. Tyring to keep from adding more chemicals to the environment.