Palm Tree Ornaments ...

Pinterest can give you great ideas

You're going to need a tall ladder. I'd wrap the trunk with lights. Then take wire where the lights end and make some fake palm fronds. Twist tie some more lights on it as well as some ornaments. No money for store bought stuff you can make nearly anything with some card board and spray paint.

I used to go to a store that miniature animals and glitter them with a frosty white glitter. Then I would hot glued a thin ribbon on them. My granddaughter loved finding the little animals on the tree!

Can you use cardboard, cut out your desired ornament design, use aluminum foil to cover it. And then decorate it? I am thinking snowflakes.

http://www.hometalk.com/categories/seasonal-decor/christmas/ornaments

Cut out designs from old Christmas cards - pouch holes and hang

Sorry - thought this was an inside tree....