How do I insulate the windows of my old house?


We live in an old house. Some windows are painted shut (some even nailed shut, i think). When I go over to open or close the blinds I can literally feel the cool air flowing in and all I think about is the heating bill $$$$ this winter. The same is true of the fireplace... we have not been able to afford fixing the inside chimney bricks yet. Whats a good way to cover the opening... right now I'm using a blanket wrapped around the metal spark guard.... helps some bjut not enough.

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