Where can we get funds to restore a home in rural Virginia on the cusp
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Before spending money on renovations, you need to get the house out of foreclosure proceedings. Find out what is owed and to whom. Make arrangements to pay that debt off then think about renovations.
You need to work with the bank! If it is going into foreclosure there have been many payments missed on a mortgage. If it is a sheriff sale, it is being sold for back taxes. Banks don't do this without many letters first. What happened?
Banks lend a person money using the property as collateral. That person promises to pay back the money with monthly payments. It does not matter what kind of property it is. If that end of the bargain is not kept, the bank will take the property because they're not getting their monthly payment.
Hi Leah all I can think of is trying to contact your local historical society. If you can get it marked as a historical landmark I believe you will have more options to save it.
have you spoke to the bankers to get a extension from foreclosure? Do you have other family members to reach out to.
Unfortunately, no one will loan funds for restoration to a property that is in foreclosure. If you can manage to get the property out of foreclosure, then if its in a rural area, I would apply for a HUD loan/grant.... they upgrade properties to make them liveable, provide mortgages for low-income people, and in rural areas that need housing.
Loans & Grants for repairs... https://www.rd.usda.gov/programs-services/single-family-housing-repair-loans-grants
Loans... minimum credit score of 640.... https://www.hud.gov/sites/documents/19565_502_GUARANTEEDLOA.PDF
https://mymortgageinsider.com/usda-mortgage-loan-ab1/
https://www.federalgrantswire.com/rural-housing-stability-assistance-program.html#.WxBkN46n_IU
Contact your Local or state Historical Society... they may be able to put you with contact that can help you.
Where can I work so that I can make money and save for my family's needs?
Most of us have a rather complicated relationship with money. In such situations, I would advise you not to panic but calmly analyze your options. One of the working ideas for side hustles is to drive your car. If your car "eats" some fuel, you can sign up with companies like Uber or Lyft and work with them in your spare time. Park near the airport or some popular bar downtown and earn extra money. Similar to driving services, there are also mobile apps like PostMates. They make up to $25 an hour for delivering meals to customers in your area. Anything is possible as long as you don't give up, and you can get out of all situations.