Asked on Jan 24, 2012

How much does it cost to have a 3200 sq ft home totally rewired?

Scott W
by Scott W
My home was flooded aug 2011 by hurricane Irene. The NFIP Insurance adjuster says the electrical bid should be about $4 - $5k. I have been debating this with him as Congress states that any wire, box, outlet etc touched or damp is a coverable insurance item to the source of electricity. I received a bid for the whole home for $35k as the main 200 amp panel box and (2) 100 amp boxes were all soaked with mud and water. Even the electric on the third floor shorted out. I still haven't signed the loss claim as FEMA and NFIP have literally tried to coerce me into accepting their Insurance Examiners estimate before they give me any money. Is this bid reasonable. There are 57 light switches some 3 and 4 way, 93 outlets, and 82 light fixtures along with almost 2000 ft of 12-2 romex and 500 feet of 14-3 romex for the switches. 1 200 amp breaker box, and (2) smaller 100 amp baxes.
  4 answers
  • 3po3 3po3 on Jan 24, 2012
    $5K seems really low to me. That's about what I was quoted for my house, and it's a small, very simple house. We don't have too much wiring, it's all pretty simple (no 3- and 4-way switches, etc.), and we have already replaced the only panel in the house. I think you need to seek some legal help to find out exactly what your rights are and what you are due. There should be some groups helping people in your area with low-cost legal help, and they have probably already handled very similar cases. You might be able to find a legal aid group in your area here: http://www.lawhelp.org/
  • I also think that $5k is way to low as well, I would bet that the cost of materials alone would be closer to $10k. Add on to that the cost of labor and you are getting close to your $35k bid. I understand that you are trying to go through FEMA, et. al., but you might have a third party adjuster come in and take a look at things to give you a better idea of what will be involved.
  • That price is very low... The average costs to properly rewire a home including all new wiring, and main panel with a service replacement is somewhere in the $6 a square foot range. The material costs alone to (rewire) behind sheetrock would be in that range. That being said if you are down to bare studs and open walls you may get in the range of about $6000. I wish you the best of luck during this difficult time.
  • We bought and remodeled 4 years ago a two story 3400 s.f., and had extensive electrical wiring done and our bill was approx $11k but that also included exchanging and adding new lighting.