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BeckySue, Certified Master K&B Designer
BeckySue, Certified Maste... Professional Lawrenceville, GA on May 07, 2012
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Mold and mildew?

A good friend of mine had a water leak and (to no surprise of mine) State Farm has rejected her claim. Im trying to help her.. guide her the best I can and i fear she is being taken advantage of by Mold & Mildew Specialists. Leak is at the kitchen sink with damage to the subfloor and wall board .. with minimal on the floor joists. Based on an inspection taken from the crawl space below. It is being estimated the leak has not gone on for that long. Only in the last month did it show in the end cabinet.

The area of cabinet removal is only 3'x10' which consists of 3 cabinets and a dishwasher. See photos.

The "specialists" want anywhere from $2500-5000 to remove the cabinets, the damaged subfloor and wall board behind the cabinets. Thereafter.. treat it. From my experiences.. this sounds ... exaggerated to say the least. They are playing on her fears because she has a child with allergies.

While the details are a little vague here... anyone have experience to justify this? My advice? removal .. treatment of this area could be done by an experienced handy man. Even treated with bleach and/or peroxide. ...»

Open ears... thanks in advance for sharing your opinion!

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48 Comments Displaying 25 of 48 comments | See Previous
  • Artistic Drywall & Paint ... Pineville, LA
    i would find a decent handy man to do the removal, she can treat it herself using one part water to one part peroxide, i always recomend peroxide bc un like bleach when it evaperates it leaves behind a white residue that continues to kill mildew/ mold,, then have the handy man replace ......
    on May 10, 2012 · Like 2
  • Artistic Drywall & Paint ... Pineville, LA
    she can apply with a simple pump up garden sprayer!
    on May 10, 2012 · Like 0
  • Cathy B Phoenix, AZ
    what the hell ...don't let state farm get away with it.I didn't I told them to give me the claims manager and them I called my friend,(an attorney) and they got right to fixing it and paying for it.
    on May 10, 2012 · Like 2
  • BONNIE J
    WOW! SO MUCH GREAT INFO. THIS IS AN AMAZING PAGE!
    on May 10, 2012 · Like 1
  • Woodbridge Environmental ... Colonia, NJ
    Few comments on this. I totally agree about the public adjuster. They go to bat for you on claims. Their payment is typically a % of the monies they receive. However I am not sure how they handle a claim that the insurance company says is not covered. You may need an attorney to help out with that.

    As far as Peroxide. Yes and no, There are all sorts of claims that this product works on ...»

    mold removal. And perhaps it may on the surface. However from what I understand and have been schooled in is that this product only works well on the surface and only after the bulk of the fungi has been removed by other methods. i.e. sanding, vacuuming etc.

    The only proper method of removal of mold is to ideally remove and throw the material away, Or sand it down to clean wood then spray with chemicals, then encapsulate with a registered anti-microbial paint designed to prevent future mold re-occurrence.

    Peroxide is being used by some mold companies, but with mixed results. I had looked into using this chemical with my company. However I have found that If the material has been deeply effected this is simply not the method of choice. Therefor we only use EPA registered chemicals and products and we follow protocol as much as we can to be sure were not causing any harm to those that remain in the home. Ideally we request all owners to vacate until we know that the mold has been removed and its safe to return. We do use Ozone to help remove the odors and kill the living mold spores. Our bio-blaster unit creates very high levels of Ozone within the home so plants, animals and people must vacate when its in operations.

    As far as using a handy may, fine if they follow an outline on how to do the clean up, but It is not wise to simply say a handy person can do this without knowing all the facts about what is present, the amount of what has been effected and with all the law suites the contractor would be crazy to take on this type of repair without proper insurance or at least experience in doing this type of work.

    on May 11, 2012 · Like 3
  • Dee Steubenville, OH
    Just a tip I got from a restoration pro. Bleach doesn't kill the mold. If you've ever used bleach on your bathroom ceilings and notice the black spots come back so you have to do an "annual" ceiling cleaning for the mold. He said "off the record" or it would put him out of business....Borax and hot water. This has been a tried and true remedy for us. Even for massive mold found behind basement cabinets. We used his tip once and it has never returned...in 3 yrs. Hope this is an easy non toxic way to help

    on May 11, 2012 · Like 3
  • Geoff Davenport, FL
    Sounds like "Happy new kitchen" to me will solve all your problems cost less and improve the value of your house by more than you spend!
    on May 11, 2012 · Like 0
  • Karen San Diego, CA
    I had a mold problem in my kitchen, along the back of the cupboard walls. It had obviously been going on for a long time, so State Farm refused to pay (they also didn't pay for my sewer mainline obstruction--do I see a pattern emerging here?). I hired a firm that specializes in mold abatement. I was impressed with their work. Because my home was built in the 50s, there was asbestos in the walls, so they had an asbestos team remove the wall boards; those guys were very, very careful, ...»
    suiting up and down in a special little cubicle they put together in my kitchen. A wall of cupboards (including drawers) had to be removed to reach the mold, and when everything was completed and tested out safe, they "rebuilt" the cupboards. From start to finish cost me around $5,000, but I feel confident that the issue was resolved in the best way possible. If anyone in the San Diego area needs this kind of work done, send me an email and I'll happily recommend this company.

    on May 12, 2012 · Like 4
  • Michele M Boiling Springs, SC
    We just had this happen and the insurance covered it. All that needed to be replaced was the sub flooring and the flooring. The problem is that the water traveled under the walls into the next rooms and those floors and flooring had to be replaced too. We had servpro do it but they just tore up the floor with crow bars and brought in large fans to dry out the rest of the floors. Was disappointed that they cut into an asbestos laden floor with circular saws and no protective gear for ...»
    my child in the house or blocking off the house. In any event, had it not been for the old flooring with asbestos underneath it, it could have been done by my family.

    on May 12, 2012 · Like 0
  • Cathy B Phoenix, AZ
    spray ammonia, let dry and then spray bleach will kill the different stains of mold.
    on May 13, 2012 · Like 1
  • KMS Woodworks Nederland, CO
    Cathy B. Bleach and Ammonia should NEVER be used together. The combination will produce toxic gas.

    http://chemistry.about.com/od/toxicchemicals...

    letting them dry between use is better but should still be avoided. only with thorough rinsing can the risk be reduced.

    on May 14, 2012 · Like 1
  • Priscilla E Mount Vernon, IN
    There is a product called concrobium mold control. It costs $28.00 a gal. It works and no smell no amonia and no bleach. We have been using this in a spray bottle and it works. Home Depot has it . You may want to try this
    on Jun 17, 2012 · Like 0
  • KMS Woodworks Nederland, CO
    I have not used the concrobium...but others have here on hometalk...this same topic came up some time ago.

    http://www.hometalk.com/96980/i-live-in-an-a... ...»

    As a former engineer in the pharmaceutical industry I would take concrobium's claims with a grain of salt....as salts are its primary ingredients.

    In the mold mitigation industry they use stuff a bit stronger than salt water

    on Jun 18, 2012 · Like 2
  • Chris Gregory Jacksonville, FL
    Mold is not something you really want to leave to chance. If left untreated, or not completely eradicated, and it could cause serious health concerns. It may be worth the price to get the piece of mind that you know if it being done right. I would recommend getting more estimates and going with the company with the best reputation.

    I have used http://andersonrestoration.com ...»

    in the past and they treated me very fairly. They can also do extensive testing which will allow you to pinpoint all of the troublesome areas without having to tear everything out first. Good Luck

    on Oct 27, 2012 · Like 0
  • Cathy B Phoenix, AZ
    Ammonia, would be long gone and will have evaporated it's harmful vapors.
    on Oct 29, 2012 · Like 0
  • BeckySue, Certified Maste... Lawrenceville, GA
    This homeowner hired a specialist to remove and treat the area.
    on Oct 29, 2012 · Like 1
  • Bernice H Yakima, WA
    What a great post...keeping it for future reference, hopefully I myself ,will never need it!

    We have State Farm, maybe in recent years they have tightened up , when we moved in to this mobile home dbl wide, 16 years go,within short weeks, we noticed the toilet rocking, called mhome repair, it was the water heater . The bathroom floor had to be dealt with, the water heater cabinet and floor, the water heater, I couldnt believe it , it was only 1600 dollars, and all we had to pay was ...»

    our deductible. Well, the biggie was...the guy was looking up at the ceiling along the hallway and said..drum roll....your trusses have failed, you need to call the insurance company! We were floored! Ins inspector came in," no problem", it was from the 96 snowfall , they totally put on a new roof, and gussets on the existing trusses. About 26, 000 dollars for all they did. We had only paid 38000 for this home! We were astounded at the quickness and total assist of State Farm. But I can appreciate presently now maybe they are not so helpful. Anyway, this is a great post!KMS Woodworks BeckySue, Certified Master K&B Designer Woodbridge Environmental Tiptophouse.com "The McCampbell Team" Real Living Houston Home Sales I really appreciate the info!

    on Dec 03, 2012 · Like 2
  • BeckySue, Certified Maste... Lawrenceville, GA
    Bernice H you are one lucky lady!! thanks for sharing your story
    on Dec 03, 2012 · Like 0
  • Bernice H Yakima, WA
    Yes, I agree. Dont know if we would get the same consideration now. So many disasters for insurance to deal with.
    on Dec 03, 2012 · Like 0
  • Elizabeth Anderson Canada
    Change insurance companies. I had a leak and the insurance company paid for everything except repairing the leak which is standard for insurance companies.
    on Dec 06, 2012 · Like 0
  • Ken H Orlando, FL
    I had been in the restoration business doing insurance restorations. When you are dealing with mold, the peroxide / water treatment will initially kill the mold, but you need to follow that with a product like Kilz or some other sealant - covering the entire area that is damaged, along with the area that surrounds it, otherwise the mold will return.

    Mold is an allergen that has unknowingly bothered people for years - with a child that has a ...»

    diagnosed issue with mold allergy please do no "do the cheap fix" for HER welfare. Find a reputable LICENSED contractor to do the job correctly, and be sure that they pull a building permit to protect yourself.

    on Jan 16, 2013 · Like 1
  • BeckySue, Certified Maste... Lawrenceville, GA
    Update -- this post is old. Homeowner hired a mold/mildew specialist to take care of the problem.
    on Jan 16, 2013 · Like 1
  • Prestige Applications Rem... Harvey, LA
    There is a product called liquid Gold that will kill the mold and mildew. They use it in fire and floor restoration.
    on Feb 08, 2013 · Like 1
  • Karen Zephyrhills, FL
    what is this liquid gold? i used something with this name on wood finishes.

    karen, fl

    on Feb 24, 2013 · Like 0
  • Woodbridge Environmental ... Colonia, NJ
    I have been in the mold restoration industry for several years. 15 or so. Never heard of the stuff. But have heard of the LG polish. However there are many products available that are more local then national. Perhaps that is one of them that is more locally used.
    on Feb 24, 2013 · Like 0

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