1909 Masonic Foundation
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If you have had advice where the experts don't agree - Go with your Gut feeling.
I know I would want to fill them and feel happier that the foundation were Firm and Sound. Perhaps you should use the problem to give you a bit of bargaining power, and allow you to get it fixed .
My handy husband said he would fill them. Could prevent further cracking,
if engineers are unconcerned with the cracks then it could just be that the house has settled a bit, creating the cracks. You could fill them for piece of mind or for asthetics, but it doesn't sound necessary at this point
I would be concerned! I would fill the cracks and see if they return. Their "ok" may be wrong.
If the foundation has stair step cracks, then I am thinking it is constructed of cinder blocks and not poured concrete. Cement block foundations have a life of approximately 50 years before concerns of leaking will be realized. My son purchased a house with a block foundation (which had NEVER leaked) and 2 years into the house, an ordinary rainfall flooded their basement. If you agree to fill the cracks - it should be done from the outside (dig up the ground, paint with the black tar and cover with poly sheets before backfilling the ground).