How does a healthy hardworking 70 year old self employeed get a loan
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The same way anyone else does. You apply for a loan at a bank, fill out paperwork and wait to be approved.
Hello Tom! Peg is correct -- go to your local bank. Fill out the application. You will likely be asked why you want the loan, and also asked to provide 2 forms of ID, have a good credit rating, and be able to provide some type of collateral. It is a process and typically takes a number of weeks. they will contact you when if if approved -- or denied.
as long as you have good credit and sufficient income to service the loan, your age should not be a factor. The bank is the first place to start, when making the appointment ask them what you will need to bring with you as an acceptable form of income confirmation, identification etc...in Canada we would look for investment statements, direct deposit proof through bank statements, government income tax confirmation statements to name a few.
Hello Tom; If you have never applied to get a loan, or borrowed money before, it might be worthwhile to go to a Credit Union Bank.
You will need to show records of your earnings, as well as all of the other items which have been previously mentioned, above.
In some cases, you might have to have a co-signer.
It all depends on how large of a loan that you want, and the time frame to repay it back.
I hope that this is helpful to you, and that you are able to secure a loan easily.
Good Luck and Take Care!
I second the credit union!
You would probably have to have collateral and your Tax reforms for 3 yrs to prove income.