How do i get all my paper an others... organized?
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Buy folders, label them. As you pay your bills put them into the labeled folders. Get a plastic crate or use hanging folder (they have metal tabs on side to hang in a file cabinet)
which is the best way to store them for later use, especially tax papers. A two drawer file cabinet isn't expensive and can hold a lot of files.
There are lots of posts on orgaization here:
https://www.hometalk.com/search/all?filter=organize%20paper
https://www.hometalk.com/search/all?filter=organize
First thing I do is throw away all junk mail before it gets into the house. I am a bit old school on papers I need to keep. I use accordian file folders.
I have one for each vehicle and make a photo copy of all receipts that might fade. This was recommended by the dealership in case their records crash as I have lifetime engine & powertrain on 2 vehicles but you must provide you have done the maintenance. As a second precaution I take a picture and save in a file.
A folder for "major purchases" that have a warranty like appliances and tools. Once a year, usually in the fall, I go thru and purge any that have expired but keep information like model & serial number on a spreadsheet.
A folder for each year and save all receipts that are tax deductible, purging after 7 years. I have been audited twice and this came in handy because I just copied everything in the folder, sent in, and had the return approved.
As for monthly bills & bank accounts, I use google sheets. I have a sheet for each account and one for each month. Attached is an example. Each one with a box around it is a card that changes each month. I roll amounts from month to month on utilities to see fluctuations. If it is "pink" then it isn't due monthly and I have a note when it is due. When I pay a bill, I highlight in green.
I have always saved receipts, old bills, etc but it just takes over after awhile- so I purchased a shredder and just open a box and go thru my files and shred anything that is over 8 yrs old - if you have receipts you used for tax write offs, then keep those but put into a tax receipt folder by year. Here are some more ideas to help with organizing- you can also buy a scanner fairly cheap to scan papers you need to keep
https://www.goodhousekeeping.com/home/organizing/g3351/how-to-organize-your-paperwork/
https://www.dummies.com/home-garden/8-tips-for-organizing-your-paperwork/
Hi this is Peggy. I hope this helps you get your personal papers organized. 10 Handy Ways to Organize Your Personal Papers
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