Electrical?

You are saying the lights are out but the outlets work to charge your phone? That must mean either every light fixture is bad or they need new bulbs or the breakers are tripped.

I'm a bit confused as to how all the overhead lights are out but you can charge your phone, however it takes longer than usual. Check with the power company. You may be experiencing a brown out. Everything had reduced wattage into the house and it fried my fridge panel.

Have you checked your circuit breaker box? Are any or all the breakers tripped?

If nothing is tripped, it might be you have loose wires at the box. Another common problem could be something called the Ground Fault Circuit Interrupter, to fix this there is a reset button that needs to click to reset, this is to prevent electrocution and restore power to the outlet and those downstream of it.

It is not uncommon for lighting to be on 1 circuit and the outlets on another, which may explain why you are having this problem.

Check these things out and see if it helps, other than that you may need an electrician. Best to you.

Check with your neighbors to see if they are experiencing the same problem, then call your power company and describe what is occurring. Then take it from there, they can provide you a bit better advice than us.

If you're renting - be sure to call your landlord to fix this! If you're a homeowner, call the power company - there's something serious going on here.

Are you renting or do you own the place?

Have you talked to any of your neighbors to see if they have a similar problem?

Have you called the electric company?

You must have some power if you can charge your cell phone.

This sounds like something a professional needs to look at for safety reasons.

did you call your electric provider to ask them what the problem is or to have them come out and check your house?

Not too sure what you mean? Like all of a sudden there is no power in your whole house?