What is this?
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Hard to answer not knowing where you live, the type of tree (leaves help).
It may be lichen... perfectly normal!
It's lichen. Harmless to trees
I agree, Lichen...........
Not necessarily lichen,however more concerning are the leaves. Post a new photo up close of the tree and the leaves to try to determine the problem
Looks like Lichen: http://www.britishlichensociety.org.uk/about-lichens/what-is-a-lichen
Agree!
Maybe some kind of tree fungus.